Category Archives: Automotive News

Lease verses Buy

Lease? Or buy? It's always a tough question for residents in the Livermore area. But here are a few ideas that'll make the choice more clear. Either option gives you a choice of how you might finance your car. If you buy, you'll pay the full cost of the car, with maybe an initial down payment, then monthly payments on the balance that pays down the loan principal, and the finance charge. If you lease, you're financing the portion of the cost of the car that's used up during the term of the lease. When the lease is up, you return the car to your local Livermore area dealership. You'll pay some money upfront; fees, security deposit, first month's payment and maybe a capital reduction. The month payments include a depreciation cost and a finance charge. So how do you decide? First, how big a down payment can you make? A lease would require a smaller down. How much monthly payment can you afford? Again, lease payments will be much lower for any given ... read more

Categories:

Automotive News

Protecting Your Honda, Acura, Toyota or Lexus From Theft In Pleasanton California

Every car in Pleasanton California is at risk for theft. So it's up to us to make our cars a less appealing target and more of a challenge – hopefully sending potential thieves to look elsewhere. The National Insurance Crime Bureau recommends a layered approach to protecting vehicles: Common sense Visible and audible devices Immobilizing devices Tracking devices Let's review each of these. First, common sense: you would be surprised how many vehicles are stolen from Pleasanton California where the keys were left in the ignition with the doors unlocked. Always take your keys, and lock the doors. In fact, in some places it's against the law to leave a vehicle unattended with the keys in the ignition. And don't leave spare keys in the car or hide them outside – because a thief will find them. Try to park in well-lit areas that have a lot of foot traffic. If possible, park near the end of a r ... read more

Categories:

Automotive News
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